Charlie Horonzy

About Charlie

Hi, I’m Charlie! Here is more about my firm Focused Up Financial

I’m glad you’re here.

I am a fee-only financial planner in Chicagoland.

Early in my career, I boldly decided to dedicate a year to service work with NET Minitries, a Catholic organization leading youth to love Christ more. Was I nervous? You bet. Am I glad I did it? No doubt in my mind. It changed the whole direction of my life!

I feel blessed to help so many dynamic families and individuals live their best financial lives by integrating tax-smart financial advising while striving to get closer to God.

Today I provide tax-efficient retirement planning for people in Chicago and across the country. My philosophy is "You worked hard for your retirement. Don't let Uncle Sam tax it away!"

A typical retirement planning services scope of work may include:

Tax amendments

Tax planning

Investment review

Portfolio analysis

Insurance review

Estate planning collaboration with your attorney

Goals visualization

Year-end tax planning

College planning

Budgeting

Tax loss harvesting

Analysis of concentrated positions

Asset location for tax efficiency

Social Security

Medicare guidance

Charitable giving strategies

As a fee-only financial advisory firm, we are only compensated by our clients. We do not accept fees for recommending products. Because of this, I take pride in offering recommendations that benefit each client's individual goals.

I look forward to learning about what drives you, so together we can build on your finances and help you live your best life.